What Should Injured Workers Do After An On-The-Job Accident?
In Oklahoma, worker’s compensation insurance covers specific injuries sustained by workers within the work environment. The laws define the work environment as the business location and/or off-site environments in which workers perform their job duties for the company. A local attorney provides insight into the procedures required for starting claims and fighting for compensation.
Report the Accident to Their Employer
The worker is required to report the accident to their employer within the first thirty days. However, it is advisable for the worker to report their injuries promptly to reduce their wait for benefits. A more serious accident won’t need to be reported as the employer is required on the scene immediately. The employer will provide paramedics with a claim’s form for the employee.
Visit Emergency Rooms or an Urgent Care Provider
The injured worker must visit an emergency room or urgent care provider for a diagnosis. Unless the injuries are life-threatening, the worker won’t receive immediate coverage through the insurance. It is possible for the worker to face some initial out-of-pocket costs that are reimbursed after the diagnosis is presented.
Submit All Forms On Time
All forms must be submitted to the insurer within ten days for proper processing. A claim’s adjuster takes over the case and determines if the injuries are covered under the policy. The terms of the policy indicate what injuries establish eligibility and the length of time in which the worker receives any monetary benefits.
Hire an Attorney if They are Denied Benefits
If the worker is denied worker’s compensation benefits, an attorney could help the worker file a legal claim or appeal. The claim could provide the worker with a chance to get a reconsideration of their claim. Typically, a lawsuit is managed by a judge and jury. If successful, the worker receives full payment for all their medical costs and monetary benefits.
In Oklahoma, worker’s compensation insurance offers medical services required for treating sudden injuries. Any monetary benefits provided for the worker equate to around sixty percent of their normal wages. Workers who need legal help after they are turned down for benefits can contact an attorney by visiting http://918oklahomaworkerscompensationattorney.com/tulsa-workers-compensation-attorneys/explaining-oklahoma-workers-compensation/ today.